A US-style answer to elderly care costs?

16 December 2014 13:35

Beyond the promenade bordered on one side by a majestically blue Mediterranean and on the other by a long row of ochre-coloured terraced buildings, several of which regularly feature in TV commercials selling cars or perfume, is a peaceful, if sombre...

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The importance of basic financial literacy

10 December 2014 10:56

Often referred to as ‘the miracle of compound interest’, the ‘eighth wonder of the world’ and many other praiseworthy terms (Einstein called it “the greatest mathematical discovery of all time”), a basic understanding of how the compounding process...

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Risk comes in many forms

27 November 2014 10:40

Excuse my scepticism and failure to hang out the bunting when I read that inflation is falling, but with so many everyday items excluded from the official calculation, the likelihood is that a more accurate figure is nearer 2.5, or even 3 percent.Nonetheless,...

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What actually goes on behind closed doors?

21 November 2014 16:31

Describing the wilder, stranger, murkier goings-on behind the closed doors of families drawn from all levels of life’s social scale, be they royalty or the nation’s humblest household, has provided fiction writers in particular with a deep, rich...

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Why cash still matters

14 November 2014 11:15

‘Cash is king’. There’s no getting away from it, particularly when times are as tough as they are at the moment.It’s a sad fact that most small businesses fail because they have not kept a close eye on their cash flow and chased money owed to them....

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Take 54 days off if you can

09 November 2014 14:17

Our kitchen exerts an irresistible gravitational pull around 7 o’clock most weekday nights, a time to pull up a stool, suspend technological interactivity (ie, turn the mobile off), sit down and pour a drink.Given the way our kitchen is configured...

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Take 54 days off if you can

09 November 2014 14:17

Our kitchen exerts an irresistible gravitational pull around 7 o’clock most weekday nights, a time to pull up a stool, suspend technological interactivity (ie, turn the mobile off), sit down and pour a drink.Given the way our kitchen is configured...

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Beware fantasists selling investment fiction

30 October 2014 17:02

Following George Osborne’s revolutionary pensions pronouncements in his March Budget, it would appear that everyone and his brother are now assuming (incorrectly) that upon reaching their mid-fifties, all 55-year-olds will automatically cash in...

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This proposal requires some fine-tuning

24 October 2014 15:10

It seems that, ever since those bygone days of the eighties when we experienced our first, prolonged and widespread property boom, estate agents have been on the receiving end of a bad press.Caricatures of the day separated agents into two groups:...

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Beware this 'trading' phenomenon

15 October 2014 18:35

How many times have you said to yourself, “Well, it looks good on paper” before you’ve had the opportunity to ruminate and decided that ultimately, applying a dose of reality – it usually doesn’t even need to be harsh – to written theory might not...

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PGA chief offers food for retirement thought

08 October 2014 17:03

Every week, it seems, we’re inundated with great lumps of depressingly repetitive news regarding the potentially nightmarish consequences of having a rapidly-ageing population.Surveys frequently reveal details of how the so-called ‘gilded’ generation...

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Giant retailers suffer at hands of discounters

01 October 2014 15:33

It could be argued that for decades, the most valuable commodity offered by any national supermarket chain has been trust. Large, comforting, all-embracing dollops of it. For everyone lucky enough to venture through their hallowed portals.These...

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What next for Tesco?

24 September 2014 14:07

In what sounded remarkably similar to Donald Rumsfeld’s famous (or should that be infamous?) line regarding “known unknowns”, Tesco chairman Sir Richard Broadbent insisted earlier this week that, “Things are always unnoticed until they have been...

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How to avoid getting investment rust in your eyes

17 September 2014 16:27

Whatever it’s ultimate purpose, be it paying off the mortgage, funding your children through university, supplementing a pension or building your main retirement fund, constructing an investment portfolio from scratch is not exactly a straight forward...

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Here's an alternative to 'struggling' insurers

11 September 2014 18:04

Is there anything quite as frustrating as holding on a phone call for more than a couple of minutes?Unfortunately, it’s an irritation integral to modern life; an unwelcome opportunity to either let your burgeoning anger slowly bubble away, or forever...

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