July 23 2014 Latest news:

Years of hurt set to continue for savers

08 July 2014 17:28

Is it really seven years? The credit crunch had hardly been heard of seven years ago, let alone identified as an impending financial disaster that would change the world and obliterate great swaths of individual, governmental and corporate wealth.In June...

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Research before using new ISA limit

03 July 2014 10:32

Everyone knows there are only two certainties in life: death and taxes.Neither of these absolutely guaranteed aspects of our existence is especially palatable, not least because each deprives us of opportunity. Death obviously so, while taxes dent our...

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Consider tapping into TEPs

25 June 2014 12:14

Not everyone has the stomach for equity markets. As a statement of the obvious, that takes some beating, but indirect exposure to shares can pay longer-term dividends. Such a scenario looks even more attractive when a strong, well-established life...

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Just don't mention the 'R' word

18 June 2014 17:12

That perennially difficult, almost unanswerable question, ‘how much is enough?’, is justifiably considered to be the close cousin of another mind-bending conundrum: ‘how long is a piece of string?’. Both fall into the category labelled ‘fiendishly...

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Science? It's little more than guesswork

12 June 2014 17:35

The colourful, A1-sized wallchart is pinned adjacent to my desk and three particularly important dates are carefully highlighted in yellow. Arrangements have been made for Saturday night’s later-than-usual barbeque (weather permitting) and I know...

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An element of risk is essential for successful investing

04 June 2014 18:33

One of the very best (and simplest) inducements to invest, as opposed to merely save cash in a bank account, appeared several years’ ago on the front page of an in-house magazine belonging to the hugely successful firm of financial advisers, Hargreaves...

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Downsizing the modern norm for baby boomers

29 May 2014 18:49

House selling is deemed to be one of the most stressful experiences known to man. I suspect it’s because all of those jobs you’ve been meaning to do for years suddenly find themselves catapulted towards the top of an increasingly long ‘to do’ list.Touching...

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'Buy' signal fails to tempt

22 May 2014 09:20

There’s never a bad time to visit Spain, but travelling towards the nation’s Mediterranean coast in mid-May takes some beating.Furthermore, a willingness to drop everything and head south only a week after booking our trip not only helps from a financial...

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Confidence is one thing - recklessness another

11 May 2014 14:39

I was intrigued by a survey which appeared in the personal finance section of one of the heavyweight Sundays last week.The newspaper in question had commissioned a survey of small investors by a well-known online investment website.Almost half (49 percent)...

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Inflation isn't dead - it's just resting

11 May 2014 14:17

Assuming they think about it at all, Britain’s younger generations are almost certain to consider inflation a defeated, benign force. In truth, it passes most of us by: an inconvenient, irritating aspect of everyday life which conspires to have...

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Is wholesale bullishness justified?

07 May 2014 17:22

I was intrigued by a survey which appeared in the personal finance section of one of the heavyweight Sundays last week.The newspaper in question had commissioned a survey of small investors by a well-known online investment website.Almost half (49 percent)...

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Is equity release the answer to retirement prayers?

01 May 2014 11:40

While I’m no fan of inherited privilege, you have to say that a large number of folks occupying those plush, red leather seats in the House of Lords do speak an awful lot of sense. Perhaps it’s because so many of them have real world experience...

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The Ellsworth Investment Dilemma

23 April 2014 14:37

I was clearing out some papers earlier today and happened upon a newspaper cutting from the summer of 2005. ‘How quaint’, you might say, but while I had no intention of acting upon it, I considered the story intriguing.Indeed, almost a decade ago,...

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Presented with pension freedom, what can savers do?

10 April 2014 17:32

Ordinarily, the only Budget-related announcements capable of remaining newsworthy for more than a couple of days are those that have an immediate impact upon our purses or wallets.Furthermore, most of us accept price hikes on ‘luxuries’ such as...

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Aussie experience worthy of note

02 April 2014 18:27

I’ve been reading Australia: A Biography of a Nation by Phillip Knightley, described on its dust cover as “part history, part travelogue, part memoir [which] tells the inspiring story of how a one-time British colony with only two sorts of citizens,...

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