Large deposits essential for property market

17 September 2014 16:10

Most people experience some minor form of financial headache every now and then, an unwanted blip on life’s radar.You might recognise situations such as the one just before payday when, unable to afford it because your current account balance is a...

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We must nourish the brain and the belly

04 September 2014 15:52

I was always a big fan of school meals, probably because they were invariably hot and plentiful. Of course, growing boys are not generally fussy eaters. They tend to throw everything they can down their necks in the shortest possible time in order...

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The legacy baby boomers should leave

27 August 2014 16:42

Thanks primarily to their parents and a cohort of visionary politicians, neither of which they had much control over, baby boomers have long been described as the ‘lucky generation’.These are the folks who benefited directly from the establishment...

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Paxo spins some home truths

21 August 2014 10:45

If you had to compare Jeremy Paxman to a single food, it would have to be Marmite. Plenty of people disliked his apparently haughty, supercilious manner when he presented Newsnight, a position he held for a quarter century, although others, including...

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Little need to take extreme risks

13 August 2014 11:58

Normal 0 false false false MicrosoftInternetExplorer4 I’ve just finished reading Bill Bryson’s One Summer, a compelling mix of American social history, engaging asides and well-researched...

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This rule of thumb is worth remembering

05 August 2014 10:03

Perhaps the advice is no longer distributed as widely in our increasingly disposable, must-have-everything-now, overtly consumerist society, but there was a time when parents would drum the phrase, “waste not, want not” into their children, partly...

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Ignore ISA benefits at your peril

29 July 2014 08:56

Almost inevitably, following the Chancellor’s much-heralded March Budget, pensions and the obvious advantages of contributing to one, became the financial press’s new ‘big thing’.Self invested personal pensions in particular, formerly considered...

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Advice is better when face to face

08 July 2014 17:10

Technology, of the type with which we’ve become remarkably familiar over the past two decades, can be absolutely wonderful when it works, although it becomes a nightmare when it doesn’t. We all know this, but a couple of fairly recent examples of mine...

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Improving financial literacy essential

07 July 2014 15:03

Although we appear, for now, to be over the very worst, it has taken the most damaging financial crisis since the 1930s for many folk to realise that some elements of daily life which we previously took for granted will no longer be available, or if they...

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Savers consider riskier options

03 July 2014 10:22

Few readers would be shocked to discover that scores of savers and investors are increasingly willing to accept a greater level of investment risk than many had ever considered acceptable, or even prudent. The weight of evidence, both anecdotal and statistical,...

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Life, like investment assets, carries some form of risk.

18 June 2014 17:42

So the official inflation figure has fallen to 1.5 percent. Excuse my scepticism and failure to hang out the bunting, but with so many everyday items excluded from the official calculation, the likelihood is that a more accurate figure is nearer...

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Beware gadgets promising accurate advice

12 June 2014 17:41

I’m not sure whether my love of industrial museums nurtured a deep interest in Britain’s industrial revolution, a phenomenal, two-century upheaval which effectively changed manufacturing, agricultural and trading processes across the globe, or whether...

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No Total Football, but Dutch-style pensions are here

04 June 2014 18:42

Those of us who pay much closer attention to the ‘beautiful game’ than is probably good for our health have endured a week of mixed emotions.First came weekend revelations that a former FIFA vice-president had allegedly paid officials millions of...

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No need for Osborne to backtrack

01 June 2014 16:01

Unless they’re discussing algorithms (highly unlikely), backtracking is rarely a good idea for a politician – not as though this particular Westminster platitude prevents regular, difficult-to-hide examples of the political re-think.Irrespective...

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Simple philosophy aids saving

22 May 2014 09:25

Although, like everything else unearthed amidst the ether, it’s of wildly variable quality, the sheer volume of philosophy it’s possible to stumble across online is hugely impressive.Granted, the vast majority of it is little more than well known,...

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