July 25 2014 Latest news:

Advice is better when face to face

08 July 2014 17:10

Technology, of the type with which we’ve become remarkably familiar over the past two decades, can be absolutely wonderful when it works, although it becomes a nightmare when it doesn’t. We all know this, but a couple of fairly recent examples of mine...

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Improving financial literacy essential

07 July 2014 15:03

Although we appear, for now, to be over the very worst, it has taken the most damaging financial crisis since the 1930s for many folk to realise that some elements of daily life which we previously took for granted will no longer be available, or if they...

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Savers consider riskier options

03 July 2014 10:22

Few readers would be shocked to discover that scores of savers and investors are increasingly willing to accept a greater level of investment risk than many had ever considered acceptable, or even prudent. The weight of evidence, both anecdotal and statistical,...

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Life, like investment assets, carries some form of risk.

18 June 2014 17:42

So the official inflation figure has fallen to 1.5 percent. Excuse my scepticism and failure to hang out the bunting, but with so many everyday items excluded from the official calculation, the likelihood is that a more accurate figure is nearer...

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Beware gadgets promising accurate advice

12 June 2014 17:41

I’m not sure whether my love of industrial museums nurtured a deep interest in Britain’s industrial revolution, a phenomenal, two-century upheaval which effectively changed manufacturing, agricultural and trading processes across the globe, or whether...

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No Total Football, but Dutch-style pensions are here

04 June 2014 18:42

Those of us who pay much closer attention to the ‘beautiful game’ than is probably good for our health have endured a week of mixed emotions.First came weekend revelations that a former FIFA vice-president had allegedly paid officials millions of...

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No need for Osborne to backtrack

01 June 2014 16:01

Unless they’re discussing algorithms (highly unlikely), backtracking is rarely a good idea for a politician – not as though this particular Westminster platitude prevents regular, difficult-to-hide examples of the political re-think.Irrespective...

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Simple philosophy aids saving

22 May 2014 09:25

Although, like everything else unearthed amidst the ether, it’s of wildly variable quality, the sheer volume of philosophy it’s possible to stumble across online is hugely impressive.Granted, the vast majority of it is little more than well known,...

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Inflation isn't dead - it's just resting

11 May 2014 14:40

Assuming they think about it at all, Britain’s younger generations are almost certain to consider inflation a defeated, benign force. In truth, it passes most of us by: an inconvenient, irritating aspect of everyday life which conspires to have...

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Pensions enjoy a eureka moment

07 May 2014 17:27

As important events go, it was never likely to be on a par with that monumental, jump-out-of-the-bath ‘eureka’ moment which led to the establishment of Archimedes Principle.This rule of physics, you will recall from your days studying science at...

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Avoid becoming a reluctant entrepreneur in retirement

01 May 2014 09:30

A good friend, a man I’ve known for more than three decades, retired last autumn at the age of 55.Over a beer several years ago, he admitted that he had grown to despise his job. “Why don’t you just leave?” I asked, rather naively. As his shoulders...

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Vague estimates suit no-one

24 April 2014 08:35

It seems that, ever since those bygone days of the eighties when we experienced our first, prolonged and widespread property boom, estate agents have been on the receiving end of a bad press.Caricatures of the day separated agents into two groups:...

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Can canny Chancellor celebrate?

10 April 2014 17:22

I suspect that Britain’s adult population has learnt more about annuities since the Chancellor’s dramatic Budget than it has in the past few decades.Prior to 19th March, most people in their forties and fifties had no idea that there was a legal...

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Beware pension fantasyland

02 April 2014 15:41

It’s started. Following George Osborne’s ‘revolutionary’ pensions pronouncements in the Budget, it would appear that everyone and his brother are now assuming (incorrectly) that upon reaching their mid-fifties, all 55-year-olds will automatically...

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What an intelligent investor would do now

26 March 2014 15:13

For more than a week now, there’s been a broad smile evident across the faces of Britain’s army of beleaguered savers, most still basking in the warm glow of a Budget that finally, belatedly, did them a few favours. Never before in living memory has a...

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